Three Card Poker is played as heads-up between the player's hand and the dealer's hand. After all ante wagers are placed, three cards are dealt to each player and the dealer. Players have a choice to either fold or continue in the game by placing a "play" wager equal to their ante. Hands are then exposed and wagers resolved.

The dealer's hand must be Queen high or better for the dealer hand to play. If the dealer does not play, then there is no action on play wagers and ante wagers are paid 1 to 1. If the dealer does play, the dealer and player hands are compared. If the player hand loses, both the ante and play wagers are lost. If the player hand wins both the ante and play wagers are paid 1 to 1. If the hands are tied, then there is no action on either wager.

Additional optional bets are offered. The Pair Plus wager is a bet that the player's hand will be a pair or better. The Pair Plus wager wins if the player has at least a pair of twos. The payoff applies regardless of the dealer's hand, as the Pair Plus wager is not in competition against the dealer's hand. Some casinos also offer an Ante Bonus, which is paid on the ante wager for a straight or better. The typical Ante Bonus paytable pays 5 to 1 for a straight flush, 4 to 1 for a three of a kind, and 1 to 1 for a straight. Like the Pair Plus wager, the Ante Bonus pays regardless of whether that hand beats the dealer's hand.

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Hand Ranks of Three Card Poker

RankDescriptionFrequencyProbability

Straight flushThree suited cards in sequence480.22%

Three of a kindThree cards of same rank520.24%

StraightThree cards in sequence7203.26%

FlushThree suited cards1,0964.96%

PairTwo cards of same rank3,74416.94%

High cardNone of the above16,44074.39%

Total hands-22,100-